What does it mean to default on a loan? Well, let me paint a picture for you: you might think you have an excellent repayment plan for your loans; an excellent job and perhaps a clean bill of health. Nothing will come between you and your loan repayment. But life […]
Melissa Wylie Accessing capital as a small business owner can be difficult, especially if you don’t have valuable assets to back a loan or line of credit. Fortunately, an unsecured business line of credit may be an option for business owners who need funding but don’t have much to offer […]
Anna Davies With over 350,000 locations worldwide and a robust online presence, Ria is a convenient option for people who need a no-hassle way to send money internationally. Launched in 1987 as a single New York City storefront, Ria has expanded exponentially in more than thirty years in operation. In […]
Dillon Thompson Opening a bank account shouldn’t be a chore. Thankfully, internet banks make it pretty easy to open an account online, plus online banks offer some of the most competitive rates available. Think of a bank account as a deal between you and a financial institution: You deposit money […]
Elyssa Kirkham iStock As Americans, we’re often focused on status markers, such as the amount of money we make. But research indicates that the time we spend with people we care about, good health and income equality are some of biggest factors that lead to happiness. Feeling fulfilled is about […]
Karon Warren Recovering your financial standing after bankruptcy can feel like an uphill battle, but it could be easier than you think. Take it one step at a time, and you can do it. And if you are looking for a home equity loan, there still may be good options […]
Sarah Li Cain Just two decades ago, someone wanting to send money internationally had two, maybe three options in total to choose from. Today, there are countless startups vying for your international money transfer business and more coming all the time. Making sense of all the competing offers can be […]
A joint checking account is not some way to prove a couple’s dedication and devotion to the relationship. It is something way beyond—a moral (and legal) transaction in which the joint account nominees agree to pool their money together. The concept of joint checking account sounds lucrative and mutually understanding. […]
Peter Fleming Chase and Bank of America are two of what some call the “Big Four” banks in the U.S., along with Wells Fargo and Citigroup. Both Chase and Bank of America offer their customers a full range of traditional bank products, including checking and savings accounts, certificates of deposit […]
Julie Ryan Evans Just about everybody likes to get something for nothing, and that’s exactly what debit card rewards programs offer. Swipe your debit card to pay for everyday purchases, and rack up points that earn you extra interest on your account, cash back, travel rewards and other perks. However, […]
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