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Archives : Oct-2018

How On Earth Could Rent Reporting Improve One’s Credit Score?
16 Oct
7:20

How On Earth Could Rent Reporting Improve One’s Credit Score?

In case you’re a landowner, you see that it is so essential to have decent tenants. Dependable, capable, open occupants make being a landlord simple and compensating — and inhabitants who don’t have these qualities can make it troublesome and costly. Paying Rent on Time Can Actually Improve Your Credit […]

The Pitfalls of Buying Furniture With In-Store Financing
14 Oct
6:30

The Pitfalls of Buying Furniture With In-Store Financing

Shen Lu iStock Buying furniture is a complex endeavor. There’s much to consider before you finalize your decision: the size, the color, the style — and the cost. Couches, beds, and tables can be quite expensive, and it may be tricky for just anyone to come up with a large […]

New to the U.S.? Tips for Noncitizens to Build Credit
13 Oct
11:50

New to the U.S.? Tips for Noncitizens to Build Credit

Shen Lu iStock Many new immigrants to the United States may be dumbfounded by a cosign requirement to lease an apartment lease, or difficulties in getting a loan or rejections when they apply for a credit card. The reason these things happen? Because they don’t have a credit history in […]

Is Student Loan Refinancing Risky? Here is What You Should Know
13 Oct
6:19

Is Student Loan Refinancing Risky? Here is What You Should Know

Now that you are done with school, the next question at the back of your head could be what next? Maybe you want to start off your grad school immediately- that is if you were doing your undergrad. Or get a job and start fattening your bank account. Have you […]

Everything Non-U.S. Citizens Should Know About Financing a Car
13 Oct
5:00

Everything Non-U.S. Citizens Should Know About Financing a Car

Shen Lu iStock When they first arrive in the U.S., many expats and international students pay cash to purchase cars because it seems like the easiest way to buy a vehicle in their new country. But you can finance a car as a noncitizen, an expat worker or an international […]

Getting Loans from Someone Other than a Bank
12 Oct
8:40

Getting Loans from Someone Other than a Bank

Erin Lowry Updated October 12, 2018 Personal loans allow borrowers to have access to a fixed amount of money at a fixed interest rate, with a fixed monthly payment and you know when you’ll have completely paid off the loan. They are a great resource for someone looking to refinance […]

Does Debt Consolidation Work for Everyone?
12 Oct
4:58

Does Debt Consolidation Work for Everyone?

Have you been told not to put all your eggs in one basket? We often use this expression to caution against the negatives of pulling your assets or investments under one roof. However, when it comes to debt management, putting all your eggs in one basket is not such a […]

Personal Line of Credit vs. Credit Card: Which Is Best for You?
12 Oct
7:08

Personal Line of Credit vs. Credit Card: Which Is Best for You?

Louis DeNicola Credit cards and lines of credit are revolving credit accounts. Your account will have a credit limit — the most you can borrow at a time — that the issuer or lender will assign you based on your creditworthiness. Unlike an installment loan, which you must repay in […]

How Much it Costs to Have a Baby — And How to Start Saving
12 Oct
12:19

How Much it Costs to Have a Baby — And How to Start Saving

Taylor Gordon iStock The topic of money can cause stress when planning to start, or expand, a family. According to the most recent report from the U.S. Department of Agriculture, it’ll cost $233,610 to raise a child born in 2015. The big-ticket expenses detailed in the report are housing, food, […]

Step by Step Guide on Achieving Long-Term Financial Goals
11 Oct
3:41

Step by Step Guide on Achieving Long-Term Financial Goals

Long-term financial goals are anything but easy to accomplish. But the question is, why? Might it be that inspiration fades after some time? Maybe outside conditions change. Perhaps it has something to do with the plausibility of the targets. Numerous individuals experience difficulty adhering to something through the span of […]