Sunday, 19 May 2024
Last month it was Florence, this month it’s time for Michael. Let’s not forget Charley, Katrina, Irma, and the whole bottomless list of hurricanes that shook all the US of A. As scary as it sounds, this horrid cyclical phenomenon doesn’t really lift lots of eyebrows- USA is the budding […]
Nick Clements Emigrant Bank, through its internet bank subsidiaries (DollarSavingsDirect, MySavingsDirect and EmigrantDirect), offers highly competitive interest rates. However, before deciding to open an account with Emigrant, here are three concerns that every potential customer should consider: 1. Emigrant Bank has a regular history of introducing “America’s Highest Rate” to […]
Alicia Bodine Consumers interested in borrowing money to meet their financial needs may want to consider an installment loan. This type of loan requires a fixed monthly payment throughout the term, which could make it easy to calculate into a budget. But before taking out an installment loan, you’ll need […]
Health care in retirement is like having a baby. It comes with an obvious cost aspect which is often notoriously difficult to estimate. Far too many Americans assume that Medicare is sufficient to cover their expenses, while others consider it unhelpful. Neither of these is true. A report by the […]
Kayla Sloan Source: iStock It’s no secret that medical expenses can be very costly in the United States. Since 2011, average family insurance premiums, even for people with employer-provided plans, have increased by 20 percent. With out-of-pocket health care costs and insurance premiums skyrocketing, many people are turning to credit cards […]
John Ulzheimer Do you really need an 850 credit score to get the best rates? Most people assume that in order to get the best treatment from lenders, you need to have perfect credit. Across both of the most common credit scoring brands, FICO and VantageScore, that highest score is […]
Carissa Chesanek iStock If you need money fast, a home equity loan might be a good option. A home equity loan can provide you with a lump sum of money in a matter of weeks; the borrowed amount can then be paid off on a monthly basis for a fixed […]
Marty Minchin iStock Falling behind on debt payments can be stressful, and the last thing anyone wants is a barrage of calls or letters from a debt collector threatening repercussions if you don’t pay up now. While companies do have the right to ask consumers to pay their bills, there […]
Brynne Conroy A personal loan from a credit union (sometimes called a signature loan) can offer borrowers terms that can often beat those of traditional or online banks. Because credit unions don’t have to answer to anyone but their members, they are often more willing to work with borrowers and […]
The internet is awash with information about credit cards. There are several credit card companies and banks educating clients about their products. Other websites and blogs (like us) give you tips and nuggets that help you make decisions. One thing is for sure, you are bound to get confused by […]