Friday, 24 September 2021

Category Archives: Credit Card News

Your 7 Minute Guide to Paying Off Debt
18 Sep
3:18

Your 7 Minute Guide to Paying Off Debt

Are you carrying more debt than you can manage? If you find yourself overwhelmed by mounting balances and unable to make your regular payments, then it’s time to find some help. Here’s the deal: once you’re trapped in debt, the best way to get out of it is to curb […]

Credit Monitoring and Identity Theft Protection Guide
17 Sep
11:48

Credit Monitoring and Identity Theft Protection Guide

Updated on Friday, September 17, 2021 When credit bureau Equifax announced that the Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers of over 140 million people had been hacked back in 2017, consumers were forced to acknowledge how vulnerable they were to identity theft. As […]

How Does Debt Consolidation Affect Your Credit?
17 Sep
8:48

How Does Debt Consolidation Affect Your Credit?

If you’re struggling with debt, you’ve probably heard promises of quick fixes to wipe the slate clean. As many have unfortunately learned, these promises typically fall flat. The truth is, there is no way to get out of debt without paying off that debt. You may be able to reduce […]

4 People With Perfect Credit Scores Tell Us How They Did It
15 Sep
10:59

4 People With Perfect Credit Scores Tell Us How They Did It

Have you always dreamed of being able to say you have a perfect credit score — that all-important 850 on the FICO scale? First, you should know that having an 850 credit score isn’t really all that important. In fact, the real “perfect credit score” is closer to the 760 […]

How (and why) to Request a Credit Limit Increase With Capital One
14 Sep
1:21

How (and why) to Request a Credit Limit Increase With Capital One

Updated on Monday, September 13, 2021 Getting a credit limit increase can be an easy way to boost your credit score — as long as you maintain responsible spending habits. Here, we’ll tell you how to increase your limit when using a Capital One credit card. First, it’s important to […]

Myth Busters: Do You Need to Carry a Balance on a Credit Card to Raise Your Score?
10 Sep
3:58

Myth Busters: Do You Need to Carry a Balance on a Credit Card to Raise Your Score?

Updated on Friday, September 10, 2021 There is one persistent credit card myth that befuddles consumers from all walks of life. Parents tell children. Friends tell each other. Managers lecture employees. “You should carry a balance on a credit card,” they announce in authoritative voices. “It’s good for your credit […]

What Factors Affect Your Credit Score?
09 Sep
7:48

What Factors Affect Your Credit Score?

There are five major components FICO uses to determine a credit score. Understanding the secret sauce can help you build a strong score and healthy credit report. While FICO is not the only credit scoring model out there, it is the most widely used by lenders. So a score in […]

Here’s What Applying for Multiple Credit Cards Does to Your Credit Score
08 Sep
11:18

Here’s What Applying for Multiple Credit Cards Does to Your Credit Score

It isn’t always easy to be approved for a credit card, particularly if you don’t have excellent credit. You may think it makes sense to apply for several cards at the same time — after all, the more you apply for, the more likely it is you’ll be accepted by […]

Best IRA Account Providers September 2021
04 Sep
6:10

Best IRA Account Providers September 2021

Individual retirement accounts (IRAs) are investment vehicles designed to help you save for retirement. If you have a company-sponsored retirement plan, like a 401(k), IRAs are an important supplement to further boost retirement savings. If you’re self-employed, IRAs are your main tool for saving up the nest egg you need […]

The 7 Best Online Brokers for September 2021
03 Sep
3:08

The 7 Best Online Brokers for September 2021

Updated on Wednesday, September 1, 2021 The easiest way to start investing from home is through an online broker. A broker’s main job is to buy and sell stocks, bonds, exchange-traded funds (ETFs) and other securities that make up your portfolio. When choosing an online broker it’s important to consider […]